What these Terms & Conditions cover
These Terms & Conditions set the rules for opening, using and closing an account with us. They describe the account details you must provide, phone verification before account access, permitted use, wallet ownership checks, payment references, policy updates and the process for raising a dispute. They
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also explain how local access is treated: availability depends on local law, and you should not continue where local law does not permit access. DANA, OVO, GoPay, QRIS, bank transfer and virtual account labels may appear as payment context, but each transaction remains subject to the
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account and verification rules on this page. By selecting the acceptance box during account creation, you confirm that you have read the current wording and understand that later changes will be displayed through the policy page or account path.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.